Dallas Employment Lawyer - Keith Clouse

Keith Clouse
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Workers’ Compensation, as Explained by Dallas Employment Lawyer Keith Clouse

Workers' compensation is a state-regulated insurance program.

September 13, 2015


(press release: cdklawyers) // Dallas, Texas, United States // Keith Clouse - Dallas employment attorneys at Clouse Dunn LLP

Dallas employment lawyer Keith Clouse represents executives and employers in employment-related matters. As part of his practice, he fields questions about workers’ compensation issues in Texas. Here, he explains how the system works.

Workers' compensation is a state-regulated insurance program. It pays benefits when an employee is unable to work because of an injury in the workplace or a work-related disease or illness. Benefits are based on the type and severity of the injury and include:

  • medical benefits for medically necessary treatment;
  • limited income benefits;
  • compensation for burial expenses for an employee killed on the job; and
  • death benefits for dependents of an employee killed on the job.

Workers’ compensation doesn’t pay for injuries that:

  • are intentional or self-inflicted;
  • result from horseplay or voluntary drug or alcohol intoxication;
  • are inflicted for reasons unrelated to the job;
  • result from voluntary participation in off-duty recreational, social, or sports events; or
  • result from “acts of God,” unless the job has a particularly high risk of such injuries.

Unlike other states, Texas doesn’t require most private employers to carry workers’ compensation insurance. Those employers who do not choose to provide workers’ compensation coverage must comply with certain legal requirements and remain subject to high damage awards in court cases related to workplace injuries.

This article is presented by the Dallas employment attorneys at Clouse Dunn LLP. To speak to an employment law attorney about workers’ compensation, send an email to debra@clousedunn.com or call (214) 239-2705.